Last updated: May 24, 2026
By using MONIUM, you agree to these Terms of Use. If you do not agree to these terms, do not use the app.
MONIUM is an app for organizing personal accounts, transactions, budgets, categories, recurring items, and related financial information.
MONIUM is intended as a personal support tool. It does not provide financial, tax, investment, legal, accounting, or professional advice.
You are responsible for the data you enter in the app and for the decisions you make based on that data.
MONIUM can help you view, organize, and understand your personal financial information, but it does not guarantee financial results, savings, returns, tax outcomes, investment performance, or correct decisions.
Before making important decisions about money, investments, taxes, legal obligations, contracts, or financial planning, consult a qualified professional.
MONIUM stores its core app data locally on your device.
If you delete the app, reset the app data, lose your device, replace your device, or do not have a valid backup, you may lose the data you entered.
If you choose to export a backup, you are responsible for storing it securely and for deciding where to save or share it.
MONIUM may allow you to write or dictate a transaction in natural language.
This feature prepares an automatic draft. Before saving, you are responsible for reviewing the amount, account, category, date, transaction type, note, and any other relevant field.
MONIUM does not guarantee that text or voice input will always be interpreted correctly.
Exchange rates shown in the app may come from external services and may not be updated in real time.
Converted values are indicative only and should not be used as an official reference for financial, tax, accounting, legal, investment, or contractual purposes.